Monday, October 15, 2012

Why Do You Need Commercial Auto Insurance?

If you are running a small business from home and are using your car for it, such as making deliveries or something of that sort, then you must keep in mind that the personal auto insurance that you might posses will not cover it. So, in case your vehicle is involved in an accident you will not be able to get the claim for the damage. To solve this problem, you can get commercial auto insurance in NY which will shoulder all the cost of the damage.

Whether you are using your personal car for commercial purpose that is being driven by a named driver or the car belongs to the driver himself, who is hired for your business needs, commercial auto insurance can be bought in both the cases. However in both the cases you have to apply for that particular type of insurance. Non owned auto policies are the ones that cover vehicles that are used for business purpose but are not in the name of the business owner. You also have the option to buy a sporadic auto insurance plan in case you are yet to register your vehicle for commercial purposes. It will cover the accidental damage and repair in the time you get the vehicle registered.

There are insurance companies which offer to give discounts on the plans if you can prove that the vehicles are used by professional who have safe driving habits, also if the cars are installed with tracking devices such as GPS systems. Thus it can save you some money as well.

If you are looking to procure auto insurance for your commercial vehicle, then looking for an insurance company on the internet can be the best option. It can save you time, money and most importantly from the hassle faced in running around to find an insurance broker. Searching for an insurance company online gives you the option to compare amongst the plans offered by various.. You can simply visit their website and ask for their quotes which are sent to you free of cost. Now you can have a look at different policies and then make choice according to your requirements.

These companies offer all type of insurance policies ranging from health insurance to home insurance. And most of the times you can get discounts if you choose to procure more than one of their policies. So, these can prove to be very beneficial.

CSA insurance information and quoting center is an independently working company that can help you make a choice when buying an insurance policy. The company believes in working for the people and has no association with any insurance agency. Go to www.campbellsolberg.com and have a look at the services they provide.

2 comments:

  1. Hi there. nice blog. you have shared useful information about insurance. This blog is really interesting and gives good details.

    Commercial Auto Insurance

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  2. You make some great points here! Thank you for sharing. I've been in the market for commercial auto insurance in Michigan for my small business, but I've been curious to know what the best options are. We have less than 30 employees, but everyone travels quite a bit.

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