Sunday, December 18, 2011

What Makes Buying Auto Insurance Quotes Online A Better Option

Even though getting automobile insurance is a basic necessity, one does not always need to pay high premium to get the best coverage. Buying auto insurance quotes online, not only provides access to better policies but can also prove helpful in bringing down the rate of premium by as much as 50%. Moreover, obtaining such quotes online is not only convenient an easy but also saves valuable time and money. With most people today, having at least the basic knowledge of working with the computer and internet, the task of getting insurance estimate from various providers can be completed in just a few minutes and that too without even stepping out of one’s home.

According to various professionals, a majority of insurance seekers pay higher premiums just because they are too busy to search for the right policy with affordable rates. Generally, they rely on the advice of their agent for choosing the right policy, and end up with a plan that takes into account the profits of the agents along with the maximum coverage for the vehicle. Such policies are generally expensive and in fact might include coverage options that people can do without. However, people feel that by using an agent they not only save themselves the trouble of understanding the various rules and clauses related to a plan but also get rid of the burden of choosing the most appropriate plan.

But now, thanks to the easy availability of auto insurances quotes online, this attitude of people is gradually changing. To obtain an online insurance quote, a person just needs to fill a simple application form online and if one cannot complete the form for any reason at a given time, it is always possible to save it and fill it later at the users own convenience. Moreover, there are numerous sites that enable users to fill such forms for different providers at a single site so that the users are able to get the quotes from diverse insurance companies simultaneously. This eliminates the need for the users to visit the site of every individual provider separately and fill out the form seeking insurance estimate. Additionally, all the information sought by users is available at the click of a button making it much easier and simpler for them to understand the terms of the plan as well as learn about any additional discounts that they might be eligible for.

Campbell Solberg Associates are one of the foremost and reputable insurance agents renowned for their economical, honest and genuine auto insurance quotes online. For more information on their services you can logon to their website www.campbellsolberg.com.

Wednesday, December 7, 2011

An Insight into Online Auto Insurance Quotes and Their Savings

A car is not only a mode of transport but also a prized possession for many therefore, ensuring its safety is inevitable. Auto insurance is one of the safest ways to ensure peace of mind when it comes to the safety of their vehicle. In the words of Wikipedia, auto insurance is defined as “Vehicle insurance (also known as auto insurance, gap insurance, car insurance or motor insurance) is insurance purchased for cars, trucks, motorcycles and other road vehicles. Its primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from.”

The sections below discuss about availing auto insurance quotes online and the savings incurred -



Understanding the Concept of Online Auto Insurance

With safer technology, transmitting sensitive data over the internet is becoming the most widely preferred platform for buying different types of insurances such as auto, home, commercial or even retirement plans. It is easy to get
auto insurance quotes online at ones convenience with the click of a mouse and benefit from the efficiency and expediency pertaining to your selection.

Most insurance companies differ on the rates provided for same insurance coverage; an online insurance comparison website helps to compare various companies and their price offerings with other additional benefits. Online quotes give assistance to the buyers who are looking to save on their auto insurance premiums by reviewing few insurance providers. Auto insurance quotes can be generated very easily, with the submission of a small amount of data such as the year, make, model, VIN, safety features of the car, the distance travelled every year, previous tickets and accidents, on the website.


How to Save Money on Auto Insurance

  • It is possible to get cheaper auto insurances quotes online by increasing the deductibles, this can help to lower the premium of insurance, and for instance, an increase in deductible from $100 to $500 can help to save upto 15% on the premium.
  • In case of owning more than one car, savings upto 15% can be achieved by using the same insurance provider. Similarly, savings can be achieved in case one owns an old car by doing away with collision and comprehensive coverage.
  • Small changes such as eliminating medical coverage, discounts on various car safety devices and the elimination of towing coverage can go a long way in helping one save on auto insurance.

auto insurance quotes online are convenient options for motorists offering them convenience and reducing the risk of financial liability. Visit http://www.campbellsolberg.com for competitive auto insurance quotes and attractive offers on savings plans.